About Nextrate
From where our brand began to our long-term commitment to every family.
Far-sighted strategy for the road ahead,
with you and your family every step of the way.
Who we are, our story, our philosophy, our services and our commitment.
Who We Are
What families truly care about has never been just returns.
Nextrate is a cross-border wealth advisory firm. We walk alongside families across borders and generations, bringing together their asset, tax and succession needs and thinking through how a lifetime’s work can pass safely into the hands of the next generation.
Who we serve
Business owners, senior executives, the self-employed, doctors and other professionals, second- and third-generation family members, and other families with cross-border assets or family planning needs.
Planning across jurisdictions
Depending on your needs, we compare the rules and financial resources of different countries and jurisdictions, to find the places that genuinely fit your family.
How we began
We were founded in 2021. Our founder brings more than ten years of hands-on experience in wealth management and works with accountants, lawyers, trust companies, offshore company registered agents and other professional partners to give families integrated services in cross-border asset allocation, tax planning, risk management and wealth succession.
Our track record also includes more than 100 talks on wealth succession, professional training courses and knowledge shared on social media. For us, the real value of all this is learning to listen more closely to what families truly care about.
Our Story
Our name brings together the next step, the next generation and strategy.
NEXT × STRATEGY
NEXTRATE brings together NEXT and STRATEGY. NEXT is the next step in life’s plans, and the next generation. The X is pronounced /ks/, so the S of STRATEGY is hidden inside it, and the two words share the T in the middle. Our name reminds us that wealth planning is not only about the decisions in front of us, but about the road ahead for you and your family.
Two stories in our logo
X is us and our clients, hand in hand.
X is made of two ticks, one pointing up and one pointing down, meeting in the middle. The gold stroke stands for our expertise, the deep green stroke for our clients’ trust. Only when both sides nod does it become a complete X: working together to make the right choice.
T is the bridge to the next step, and to the next generation.
T is the last letter of NEXT and the letter right after the S in STRATEGY: one letter that belongs to both words. The left half of the crossbar is deep green, for our clients and their families; the right half is gold, for our strategy. Through strategy, the decisions you make today lead to your next step, and a lifetime’s work passes safely to the next generation.
Our Chinese name: 睿途財策
Our Philosophy
Our vision
For every family’s wealth and wishes to cross borders safely and pass on to the next generation.
Our mission
To walk hand in hand with every family: protecting what they have, preparing for the future and passing on their love.
Our four values
We think one step ahead for you. We look at the whole family’s needs before choosing any tool, and plan across countries to spread the risk of relying on any single one.
We settle what needs to be certain first. Your plan rests on a clear basis and risks you can understand; only then do we talk about potential returns.
We recommend only what suits you, and explain the reasons and risks behind every recommendation up front.
We stay with you beyond this generation. As children grow up, businesses change and families evolve, we review your plan along the way.
Our Services
From protecting to passing on, caring for your family every step of the way.
Protect
Spreading the risk of relying on a single country, currency or event, and planning how your cross-border accounts and assets are held, including offshore companies, overseas bank accounts, and how crypto assets are banked and used to buy property.
Prepare
Steady growth strategies, second-residency planning, and planning for children’s education funds and retirement income, starting from your family’s future needs to work out the right preparations.
Pass on
Legacy strategy, estate and gift tax planning, asset transfer arrangements, and family trust and offshore company structures, working with professional partners as needed.
Four steps we take with you
We start by listening: your family situation, the people you want to look after and what worries you.
You take part in setting the goals as we map out your assets and needs.
We compare suitable tools across countries and explain our recommendations and the risks clearly.
Regular reviews, adjusting the plan as your life and family change.
Our principle: understand you first, then plan; draw the blueprint first, then choose the tools.
Our Commitment
We do not buy or sell for you, and we never make investment decisions for you.
Your money moves directly between you and financial institutions.
The reasons and risks behind every recommendation are fully explained before you decide.
You are part of the planning, and the final decision is always yours.
Any financial, legal, tax or application matters must be confirmed against your specific case and the relevant regulations.
Keep more options open for the next stage of your wealth.
A one-to-one consultation starts with your assets, your family and your cross-border needs.
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