How much rests
on your shoulders?
As your family’s main earner, your work every day supports your family’s life, your children’s education and the care of your parents. Take three minutes, with no contact details needed, to see how big this responsibility is, and how much of it is already in place.
Which family members rely on your care?
Choose all that apply. Anything you don’t choose will be skipped later on.
Your family’s day-to-day living
Food, transport, utilities, household items, leisure and so on. A rough figure is fine.
Your children’s education
Roughly how much will each child still need for education, from now until they graduate? Choose a path first, then adjust the amount to your situation.
The amounts above are only a guide; actual costs depend on the school, the location and your children’s current ages. If education costs are already covered, you can enter 0.
Care for your parents
An allowance given month by month adds up to more than you might think.
You can make a rough estimate based on your parents’ current ages.
Commitments still under way
These are things you’ve already committed to but haven’t finished yet. Leave blank anything that doesn’t apply.
What’s already in place for your family
Finally, let’s look at the resources you already have.
Not including the home you live in.
Money that is certain to go directly to your family, such as group cover provided by your employer, or other arrangements already in place.